not better right now

For the time being we decided to take the Ornaments for Haiti off the website. I had a lot of people say it was a good idea, but no one bought any. That is okay. That was just not something people wanted at this time.

Things for us are still a struggle. We just need to still take care of those discover bills, and we should make it. Nothing is garneshed at this time, but bills are growing like the electric. Hopefully in the next couple of months, we should start to get ahead again. thank You for all the helpful hints I have recieved.

God bless,

Harwoods

Do not forget others

In rough times it is easy just to worry about yourself. Recently we saw the devestation in a country that was already having a really hard time.

I want to do my part in helping out others. That is why I am giving $0.50 for evey ornament I sell on the internet. Come and take a look. http://www.harwoodsstore.net

Thank you very much.

Helping this country

One of the best ways to help this country is take care of the debt. I know there are seeming easy ways to get out of debt. The sooner you can get out of debt you can get on with your life. If you keep up the cycle of debt, you will end up with nothing at your retirement. Do your best in finishing off debt, and you should not be a burden on others. \

Keep up the good work.

minimum payments

Try to avoid using this at all costs. The longer it takes to pay off your cards, the longer you will be in agony. Even it it is a few dollars more, It will tail off the debt even faster.

Hopefully this helps you out some. I see some more of my debts going done.

Do not stop

I just wanted to encourage others to keep trudging forward. No matter what the creditors will keep going after you for payments. The hospitals seem to be the worst. They have now will be taking us to court for not paying off as faster than we can handle. Hopefully we can pay it off before march comes around. And hopefully all the rest of you can keep paying off bills.

month by month

I have been pretty busy with work. The hours have been fine and helping us pay a lot of bills. Unfortunetly my pay has not gone up yet. Once it does the extra money will really help out a lot. This will be especially true when overtime starts up again.

I am still looking for another job to help pay off the bills that are in default and pay off some other bills.

This journey is progressing. I am just praying nothing bad happens along the way.

Any suggestions on paying off first

I recently read that someone suggested paying off the highest interest first. The reason for that is if you pay off the high intesest first you will pay off your debts first. The highest inerest accumulates debts faster, and by paying those off first, You will save on the accumulation the fastest.

My suggestion, is do some soul searching. Do what is right for you.