Helping this country

One of the best ways to help this country is take care of the debt. I know there are seeming easy ways to get out of debt. The sooner you can get out of debt you can get on with your life. If you keep up the cycle of debt, you will end up with nothing at your retirement. Do your best in finishing off debt, and you should not be a burden on others. \

Keep up the good work.

minimum payments

Try to avoid using this at all costs. The longer it takes to pay off your cards, the longer you will be in agony. Even it it is a few dollars more, It will tail off the debt even faster.

Hopefully this helps you out some. I see some more of my debts going done.

Do not stop

I just wanted to encourage others to keep trudging forward. No matter what the creditors will keep going after you for payments. The hospitals seem to be the worst. They have now will be taking us to court for not paying off as faster than we can handle. Hopefully we can pay it off before march comes around. And hopefully all the rest of you can keep paying off bills.

month by month

I have been pretty busy with work. The hours have been fine and helping us pay a lot of bills. Unfortunetly my pay has not gone up yet. Once it does the extra money will really help out a lot. This will be especially true when overtime starts up again.

I am still looking for another job to help pay off the bills that are in default and pay off some other bills.

This journey is progressing. I am just praying nothing bad happens along the way.

Any suggestions on paying off first

I recently read that someone suggested paying off the highest interest first. The reason for that is if you pay off the high intesest first you will pay off your debts first. The highest inerest accumulates debts faster, and by paying those off first, You will save on the accumulation the fastest.

My suggestion, is do some soul searching. Do what is right for you.

confusing

Just watched a report on the complexity of the credit card terms. The credit card companies have been making the terms so complex, it makes it so hard to even know what your credit card rate is going to be. The terms dont have to be so complex. The reports showed a man who rewrote the terms so a 10 year old could understand them. THe companies all rejected his proposal.

By keeping confused they can snooker a few more people to apply for credit. I would suggest that if you can no understand the terms. You need to ask. You can be sure I will be doing this from now on. Except it will not happen for a long time. I still have a lot of bills to pay.

If the calls are starting to follow you at work

If creditors are starting to call you at work. Which by the way could jepordize you paying them back. What you need to do is first tell them not to call you at work. If that does not stop, then write them a letter. If that does not work, turn them into the better buesiness bureau.

Negative publicity never helps out someone. This is helped out several people that I have talked to.

I should mention to document this. If you can record it, it would even be better.


I hope his will help out someone.