I know it will be hard, but the best way is to go cold turkey on making any new charges. You may even miss out on some things. But not by charging, you will more quickly get out of debt, and you will be forced to do something you did not want to do. Go get a part time job.
I know this is hard, and you may loose out on a lot of sleep. but that lost sleep would be a lot better than collection agencies, bearing down on you. Go for it.
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